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Insurance Company Rating Categories
Rank Number
A.M. Best
Standard & Poor's
Moody's
Fitch
Financial Strength
Financial Strength
Financial Strength
Financial Strength
1
A++
Secure/ Superior
AAA
Extremely Strong
Aaa
Exceptional
AAA
Secure/
Highest
2
A+
Secure/
Superior
AA+
Very Strong
Aa1, Aa2, Aa3
Excellent
AA+
Secure/
Very High
3
A
Secure/
Excellent
AA
Very Strong
A1, A2, A3
Good
AA
Secure/
Very High
4
A-
Secure/
Excellent
AA-
Very Strong
Baa1, Baa2, Baa3
Adequate
AA-
Secure/
Very High
5
B++
Secure/
Very Good
A+
Strong
Ba1, Ba2, Ba3
Questionable
A+
Secure/
High
6
B+
Secure/ Good
A
Strong
B1, B2, B3
Poor
A
Secure/
High
7
B
Vulnerable/
Fair
A-
Strong
Caa
Very Poor
A-
Secure/
High
8
B-
Vulnerable/
Fair
BBB+
Good
Ca
Extremely Poor
BBB+
Secure/
Adequate
9
C++
Vulnerable/
Marginal
BBB
Good
C
Lowest
BBB
Secure/
Adequate
10
C+
Vulnerable/
Marginal
BBB-
Good
BBB-
Secure/
Adequate
11
C
Vulnerable/
Weak
BB+
Marginal
BB+
Uncertain
12
C-
Vulnerable/
Weak
BB
Marginal
BB
Uncertain
13
D
Vulnerable/
Poor
BB-
Marginal
BB-
Uncertain
14
Vulnerable/ Under State
Supervision
B+
Weak
B+
Possessing Risk
15
F
Vulnerable/ In
Liquidation
B
Weak
B
Possessing
Risk
16
S
Rating Suspended
B-
Weak
B-
Possessing Risk
17
CCC+
Very Weak
CCC
Substantial
Risk
18
CCC
Very Weak
DD
Liquidating
19
CCC-
Very Weak
SR
Suspended
Rating
20
CC
Extremely
Weak
21
R
Regulatory
Action
While our quote engine is a excellent tool for preliminary research, expert guidance is needed to determine your actual premiums.
This will allow us to properly match you with a policy that meets your personal needs.
By calling us at (866) 347-3550 we can help you navigate through the challenging, but IMPORTANT, steps in identifying the right insurance policy to meet your personal and financial goals.